Man discovers uncle’s 30-year-old UTI bond bought for Rs 20,000; Netizens predict ‘Crores’ - but the real value will shock you

Man discovers uncle’s 30-year-old UTI bond bought for Rs 20,000; Netizens predict ‘Crores’ - but the real value will shock you

Updated on 14 Dec 2025 Category: Business • Author: Scoopliner Editorial Team
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A man's uncle unearthed a 30-year-old UTI bond bought for Rs 20,000. Online estimates soared to crores, but the real value might surprise you.


A Reddit user recently shared a story about his uncle's surprising discovery while sorting through old documents: a Unit Trust of India (UTI) bond purchased in 1995 as part of a retirement plan. Intrigued by how much the investment might be worth today, the man posted a photo of the bond on Reddit, seeking the community's help in calculating its current value.

The original investment was around Rs 20,000. Many online users speculated that the bond could now be worth lakhs, with some even suggesting crores. The discovery highlights how time can be a powerful factor in investing.

"My uncle found this while looking for some documents. What would be the value of it today?" asked the Reddit user @Warking223, alongside a picture of the UTI bond.

The document showed that the bond was non-transferable and issued under the Retirement Benefit Plan. It confirmed the purchase of 2,000 units at a face value of Rs 10 per unit in Bombay (now Mumbai) in 1995.

**Reddit Users Estimate the Bond's Value**

Reddit users eagerly offered their estimates. One user suggested a current value of Rs 23 lakh, while another speculated it could be as high as Rs 7 crore. But what's the real value? Keep reading to find out.

“As I see online, the current NAV is aroun

Source: financialexpress.com   •   14 Dec 2025

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