Government employees' NPS withdrawal rules 2025: 5 key things to know

Government employees' NPS withdrawal rules 2025: 5 key things to know

Updated on 17 Dec 2025 Category: Business • Author: Scoopliner Editorial Team
हिंदी में सुनें

Listen to this article in Hindi

गति:

Key changes to the NPS withdrawal rules for government employees in 2025. Stay informed about the latest regulations affecting your retirement savings.


Here's what government employees need to know about the National Pension System (NPS) withdrawal rules in 2025.

**Important Information About Investing**

_Upstox Securities Pvt. Ltd.: SEBI Registration No. INZ000315837 | NSE TM Code: 13942 | BSE TM Code: 6155 | CDSL Reg No.: IN-DP-761-2024 | CIN: U65100DL2021PTC376860 | Compliance Officer: Mr. Kapil Jaikalyani. Tel No.: (022) 24229920. Email ID: compliance@upstox.com | Registered Address: 809, New Delhi House, Barakhamba Road, Connaught Place, New Delhi - 110001 | RKSV Commodities India Pvt. Ltd.: SEBI Registration No.: INZ000015837 | MCX TM Code: 46510 | CIN: U74900DL2009PTC189166 | Compliance Officer: Mr. Amit Lalan. Tel No.: (022) 24229920. Email ID: compliance@rksv.in | Registered Address: 807, New Delhi House, Barakhamba Road, Connaught Place, New Delhi - 110001. Correspondence Address: 30th Floor, Sunshine Tower, Senapati Bapat Marg, Dadar (West), Mumbai - 400013. | For any complaints, email at complaints@upstox.com and complaints.mcx@upstox.com._

**Filing Complaints with SEBI**

To file a complaint via SEBI's SCORES portal, registration is required. Make sure to include your Name, PAN, Address, Mobile Number, and E-mail ID when filing complaints on SCORES. Using this system offers effective communication and faster resolution of grievances. Before investing, carefully read the Risk Disclosure Document as prescribed by SEBI, along with the Terms of Use and Privacy Policy provided.

Upstox Securities Private Limited is a wholly owned subsidiary of RKSV Securities India Private Limited, and RKSV Commodities India Private Limited is an associate of RKSV Securities India Private Limited.

**Investment Disclaimer**

Investments in the securities market carry risk. Be sure to carefully review all related documents before making any investment decisions.

_Brokerage fees are subject to the limits prescribed by SEBI._

**Risk Disclosure on Derivatives**

According to data, 9 out of 10 individual traders in the equity Futures and Options segment experienced net losses. On average, those who lost money had net trading losses close to ₹ 50,000. Loss-making traders also paid an additional 28% of their net trading losses in transaction costs. Those who made profits spent between 15% and 50% of their profits on transaction costs.

**Mutual Funds**

Top-rated mutual funds should not be interpreted as investment advice. Morningstar provides the research data. Always read the offer documents carefully before investing. Upstox is not liable for any losses resulting from your investments.

These are not Exchange traded products, and the Member is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.

**Important Investor Information**

As per NSE, BSE, and MCX circulars, investors should avoid schemes involving unauthorized collective investments/portfolio management, or those promising guaranteed/fixed returns. Investors should also avoid:

  • Sharing trading credentials (login ID, passwords, OTPs), trading strategies, or position details.
  • Trading leveraged products like options without understanding the risks.
  • Buying or selling options based on tips without understanding the product.
  • Acting on unsolicited tips from platforms like WhatsApp, Telegram, Instagram, YouTube, Facebook, SMS, or calls.
  • Trading based on recommendations from unauthorized advisors or influencers.

Investors should read the Advisory Guidelines For Investors and the advisory regarding KYC updation.

**Attention Investors**

To prevent unauthorized transactions, update your mobile number with your depository participant to receive alerts directly from CDSL. Also, update your mobile numbers/email addresses with your stock brokers to receive transaction information directly from the Exchange. KYC is a one-time process when dealing in securities markets through a SEBI-registered intermediary. Upstox does not provide stock tips or authorize anyone to trade on behalf of others. Contact complaints@upstox.com if anyone claims to represent Upstox and offers such services.

Investors are not required to issue cheques for IPO subscriptions. By writing the bank account number and signing the application, you authorize the bank to make payments upon allotment. Refunds remain in the investor's account. Stockbrokers can only accept securities as margin from clients via a pledge in the depository system starting September 1, 2020.

Update your email ID and mobile number with your stockbroker/depository participant to receive an OTP directly from the depository to create a pledge.

Review your securities/mutual funds/bonds in the Consolidated Account Statement (CAS) issued by NSDL/CDSL every month.

**Online Dispute Resolution Portal**

SEBI has introduced an Online Dispute Resolution Portal (ODR Portal) to resolve disputes in the Indian Securities Market, offering online conciliation and arbitration for investors and listed companies. [https://www.sebi.gov.in/legal/circulars/jul-2023/online-resolution-of-disputes-in-the-indian-securities-market_74794.html](https://www.sebi.gov.in/legal/circulars/jul-2023/online-resolution-of-disputes-in-the-indian-securities-market_74794.html) ODR portal for Investors - [https://smartodr.in/login](https://smartodr.in/login)

Source: Upstox   •   17 Dec 2025

Related Articles

When the plug gets pulled: Policy, demand drag EVs
When the plug gets pulled: Policy, demand drag EVs

Electric vehicle strategies are being tested by changing regulations and decreased demand. Car companies are adjusting plans, focusing on hybrids.

Source: The Economic Times | 17 Dec 2025
Silver hits record Rs 2.06 lakh/kg: what’s driving the rally and what lies ahead
Silver hits record Rs 2.06 lakh/kg: what’s driving the rally and what lies ahead

Silver prices soar to a record Rs 2.06 lakh/kg in India. Understand the factors fueling this rally and what experts predict for …

Source: The Economic Times | 17 Dec 2025
SEBI Revises Expense Ratio, Brokerage Caps For Mutual Funds
SEBI Revises Expense Ratio, Brokerage Caps For Mutual Funds

SEBI has approved changes to how mutual fund expenses are calculated and has also rationalized brokerage limits for transactions. Read the details.

Source: NDTV Profit | 17 Dec 2025
Laxmi Dental to Indo Farm: 14 of 25 most-favoured retail IPOs tumbled up to 48% after listing - Do you own any?
Laxmi Dental to Indo Farm: 14 of 25 most-favoured retail IPOs tumbled up to 48% after listing - Do you own any?

Despite strong subscriptions, many IPOs including Laxmi Dental and Indo Farm have fallen below issue price. Find out which IPOs are underperforming.

Source: livemint.com | 17 Dec 2025
Eternal, Paytm, Ola Electric, PB Fintech: How new-age tech stocks performed in 2025
Eternal, Paytm, Ola Electric, PB Fintech: How new-age tech stocks performed in 2025

A look at how new-age tech stocks like Eternal, Paytm, Ola Electric, and PB Fintech performed in 2025, amidst a surge of …

Source: Upstox | 17 Dec 2025
Amazon Eyes $10 Billion OpenAI Investment Amid Trend of Circular Deals
Amazon Eyes $10 Billion OpenAI Investment Amid Trend of Circular Deals

Amazon is reportedly considering a $10 billion investment in OpenAI. This potential deal highlights the growing trend of circular investments in the …

Source: TechCrunch | 17 Dec 2025
← Back to Home

QR Code Generator